Where to Get a Money Order: A Comprehensive Guide


Money orders are a secure way to send funds to a recipient, especially when a personal check or cash is not an option. A money order is a piece of paper that is similar to a check but is prepaid with a specific amount of money, which means it is guaranteed to be cashed. In this article, we will explore where you can purchase a money order and the different options available to you.

Common Reasons for Needing a Money Order

There are many reasons why a person may need to send money via a money order. Some common reasons include:

  • Paying rent
  • Paying bills
  • Sending money to family or friends
  • Making a purchase from an individual who does not accept checks or credit cards

Location Breakdown

Money orders can be purchased from a variety of locations, and some locations may offer additional services, such as check cashing. Here is a breakdown of the different types of locations where money orders can be purchased:

Stores and Chains

Many stores and chains offer money order services, including grocery stores, drugstores, and convenience stores. Some examples include:

  • Walmart
  • CVS
  • Walgreens
  • 7-Eleven
  • Kroger

Banks and Credit Unions

Banks and credit unions also offer money order services to their customers. However, the fees for money orders at banks may be higher than at other locations. Some examples of banks that offer money orders are:

  • Chase
  • Bank of America
  • Citibank
  • Wells Fargo

Check-Cashing Stores

Check-cashing stores, such as MoneyGram and Western Union, also offer money order services. These stores may be more convenient for those who do not have a bank account.

Comparison Guide

When considering where to purchase a money order, it is important to compare the costs, convenience, and security offered by different locations. Here are some factors to consider:


The cost of a money order can vary depending on where it is purchased. For example, the cost of a money order at a bank may be more than at a grocery store. However, the fees may also depend on the amount of the money order.


The convenience of a location may also play a factor in where you purchase a money order. For instance, if you need to purchase a money order during non-business hours, a 24-hour convenience store may be the best option.


Security is important when purchasing a money order. Make sure to purchase a money order from a trusted establishment that has security measures in place, such as video surveillance.

Step-by-Step Guide

If you are a first-time money order buyer, the process may feel intimidating. Here is a step-by-step guide to help you navigate the process:

  1. Choose a location. Decide where you want to purchase the money order.
  2. Fill out the money order. Write the name of the recipient on the “pay to” line and your name on the “from” line. Be sure to write the amount of the money order in both numbers and words in the designated spaces.
  3. Pay for the money order. Pay the amount of the money order, plus any fees, in cash, a debit card, or a traveler’s check.
  4. Get a receipt. Save the receipt in case there are any issues with the money order.
  5. Send the money order. Give the money order to the recipient or mail it to their address.

Information Needed

When purchasing a money order, you will need to provide certain information, such as your name and contact information. If the money order is over a certain amount, you may need to provide additional identification, such as a driver’s license or passport.

Alternatives to Money Orders

While money orders are a secure way to send funds, there are other options available. Here is an overview of some alternative methods for sending money:

Wire Transfers

A wire transfer is an electronic transfer of funds from one bank account to another. Wire transfers can be done domestically or internationally and can be done through a bank or a third-party service.

Mobile Payment Apps

Mobile payment apps, such as PayPal and Venmo, allow users to send and receive money through their mobile phones. The recipient will need to have the same app installed on their phone to receive the payment.

Online Options

There are also online companies that offer money order services. Here are some pros and cons of using an online service:


  • Convenience: Money orders can be purchased from the comfort of your own home.
  • Speed: Online money orders can be processed quickly.
  • Low Fees: Some online companies offer money orders at a lower cost than traditional locations.


  • Security: Providing personal and financial information online can be a security risk.
  • Delays: If there are any issues with the money order, it may take longer to resolve through an online company than in person.
  • Not Widely Accepted: Some online money orders may not be widely accepted in certain locations, such as overseas.

Specific Use Case

There are certain situations where a money order may be the best option. Here is some information on the best places to get a money order for specific purposes:

International Money Transfers

When sending money overseas, it may be best to use a service such as Western Union or MoneyGram. These services offer international money orders and can be used in many countries.


Money orders are a reliable way to send funds when other options are not available. Whether you choose to purchase a money order from a store, bank, or online company, make sure to compare costs, convenience, and security measures before making a decision. And, always remember to keep your receipts in case there are any issues with the money order.

Final Tips and Recommendations

  • Double check that the recipient’s name is spelled correctly on the money order.
  • Read the terms and conditions carefully before purchasing a money order.
  • If you are sending a money order overseas, make sure to check the currency exchange rate before purchasing.
  • Consider using a trackable service if you are mailing the money order to ensure it arrives safely.
  • Be aware of any fees associated with purchasing or cashing a money order.

Webben Editor

Hello! I'm Webben, your guide to intriguing insights about our diverse world. I strive to share knowledge, ignite curiosity, and promote understanding across various fields. Join me on this enlightening journey as we explore and grow together.

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