How to Say Money in Spanish: Essential Phrases and Tips for Travelers


Traveling to a Spanish-speaking country can be an exciting and adventurous experience. However, communicating with locals can be challenging, especially when it comes to using money. Not being able to say the right words or phrases can lead to misunderstandings and overpaying for goods and services. That’s why in this article, we will provide you with essential Spanish phrases and tips on how to use money in different situations, so you can save money while you travel.

10 Essential Spanish Phrases to Save Money While Traveling

Learning how to negotiate prices is crucial when traveling to Spanish-speaking countries. Here are ten essential Spanish phrases that will help you save money while shopping, dining, and bargaining:

  1. “¿Cuánto cuesta?” – How much does it cost?
  2. “¿Cuál es el precio?” – What is the price?
  3. “Me puede hacer un descuento?” – Can you give me a discount?
  4. “¿Tiene otro/a…?” – Do you have another…?
  5. “Está muy caro/a” – It’s too expensive
  6. “¿Me puede rebajar el precio?” – Can you lower the price?
  7. “¿Cuál es su mejor precio?” – What’s your best price?
  8. “¿Puede hacerme una oferta?” – Can you make me an offer?
  9. “¿Hace (price) por todo?” – Will you do (price) for all?
  10. “No gracias, es demasiado caro” – No thank you, it’s too expensive.

Remember, the key to successfully negotiating prices is to be confident, respectful, and polite. Practice these phrases beforehand, so you can use them comfortably without hesitation. Additionally, if you want to brush up on your pronunciation, there are plenty of online resources and language exchange programs you can use to improve your speaking skills.

Slang Terminology: How to Talk Money in Spanish

Like any language, Spanish has slang words that are commonly used by locals in everyday conversations. Here are a few slang terms related to money and negotiation:

  • “Chamba” – Work, job
  • “Lana” – Money
  • “Birria” – Worthless money
  • “Jato” – Cheap or low-quality item
  • “Choro” – Liar or cheat

While it’s important to be aware of slang terminology, it’s also essential to use it respectfully and appropriately. These words may be more commonly used among friends or locally but may not be appropriate in a professional or formal setting.

Money Matters: Spanish Vocabulary for Personal Finance

Aside from basic phrases and slang, it’s helpful to know financial vocabulary when dealing with personal finance matters. Here are some frequently used financial terms in Spanish:

  • “Impuestos” – Taxes
  • “Presupuesto” – Budget
  • “Ahorros” – Savings
  • “Intereses” – Interests
  • “Deuda” – Debt

When practicing these new words, try creating flashcards or using spaced repetition apps to help you remember them. Incorporate them into daily activities like grocery shopping or calculating restaurant bills to practice your new vocabulary in real-life situations.

Money-Saving Tips in Spanish: How to Shop Smart

Now that you have a basic understanding of Spanish phrases and vocabulary related to money, it’s time to learn some tips on how to save money while shopping in Spanish-speaking countries:

  • Research prices and compare before making a purchase.
  • Visit local markets and small stores, where prices may be lower.
  • Learn how to bargain and negotiate prices properly.
  • Use cash instead of credit to avoid added fees.
  • Avoid buying from street vendors or unauthorized sellers for expensive items like technology products.

By utilizing these tips, you can avoid overspending and save money during your travels.

The Art of Bargaining in Spanish: How to Find the Best Price

In many Spanish-speaking countries, bargaining is an essential part of transactions. Here are some techniques you can use to negotiate prices successfully:

  • Start by asking for a reasonable discount rather than the maximum.
  • Maintain a friendly and polite attitude to build rapport with the vendor.
  • Use silence to put pressure on the seller to make a deal.
  • Know when to walk away if the price is still too high.
  • Be flexible with your terms, offering bundles or paying partly in cash and partly in other payment methods.

By mastering the art of bargaining, you’ll be able to save money and make memorable transactions.

Dos and Don’ts of Using Money in Spanish Cultures

Spanish cultures can be varied, and it’s important to be aware of some of the dos and don’ts of using money. Here are a few customs to follow (and avoid) when using money in Spanish cultures:

  • Do bring cash in small denominations to pay for small purchases.
  • Don’t handle money with your left hand, as it is considered disrespectful in some cultures.
  • Do carry some change, as many stores may not have access to a cashier.
  • Don’t flash your money or draw attention to yourself, as it may make you a target for theft.
  • Do learn about local customs for tipping and gratuity.

By understanding these customs, you can be more respectful and mindful when handling money in Spanish-speaking countries.


Learning essential phrases, vocabulary, and tips for using money in Spanish-speaking countries can help you save money, negotiate with confidence and make memorable transactions. Remember to practice these phrases beforehand, be respectful and mindful of cultural customs, and have fun exploring the beautiful countries and cultures of the Spanish-speaking world.

Start incorporating these Spanish phrases and tips into your everyday life to make the most of your experience traveling abroad.

Webben Editor

Hello! I'm Webben, your guide to intriguing insights about our diverse world. I strive to share knowledge, ignite curiosity, and promote understanding across various fields. Join me on this enlightening journey as we explore and grow together.

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