How to Fill Out a Money Order: A Step-by-Step Guide for Beginners

How to Fill Out a Money Order: A Step-by-Step Guide for Beginners

Money orders are a secure and reliable way to transfer money, especially if you do not have access to a personal bank account. Whether you need to make a payment or send money to a loved one, money orders are a valuable financial tool that can come in handy. Filling out a money order can seem tricky, but with a little guidance, anyone can do it. In this step-by-step guide, we will walk you through the process of filling out a money order, including tips and tricks to make it easier.

Step-by-Step Guide

The following steps show how to fill out a money order correctly. Make sure you have all the information you need before starting the process.

Step 1: Choose a Reliable Company

When buying a money order, choose a trustworthy company like the US Postal Service, Walmart, or MoneyGram. Reliable companies have the necessary infrastructure in place, which lowers the risk of fraud. Also, check the fees charged by the company as some are more expensive than others.

Step 2: Fill In Recipient’s Information

After you have your money order, carefully fill in the recipient’s name, address, and write the exact amount you want to send. Make sure to double-check the spelling and grammar of the information. Avoid abbreviations, and always write out the full address.

Step 3: Fill In Your Information

In the purchaser’s section, fill in your information, including your name, address, and phone number. This section is essential as it identifies the person who sent the money order. Again, ensure your handwriting is legible and use a blue or black ink pen.

Step 4: Keep Your Receipt Safe

Keep the detachable portion of the money order and the receipt. You will need it if the money order is stolen, lost, or if the recipient has any issues when cashing it.

Tips and Tricks

The following tips and tricks can help you fill out a money order more efficiently.

Tip 1: Double-Check Your Information

Ensure all the information in the money order is correct before sending it. Confirm the recipient’s address and name, as well as your information again and the amount you wish to transfer.

Tip 2: Use a Blue or Black Pen

A blue or black pen is the safest option when writing on a money order. These colors do not fade like other colors and leave a bold, legible result.

Tip 3: Keep a Copy

Keep a copy of the filled-out money order in case there are any issues or disputes.

Tip 4: Use a Ruler for Neat Handwriting

If you want your handwriting to look neat, use a ruler to ensure even line spacing and maintain legibility.

Common Errors and How to Avoid Them

The following are some common errors you may encounter when filling out a money order.

Error 1: Incorrect Information

Providing incorrect information can result in the money order getting lost or delivered to the wrong person. Verify all the details before submitting the form.

Error 2: Incomplete Money Order

Make sure that you fill out all the required fields in the money order. An incomplete form can result in delays or rejection.

Error 3: Not Signing In The Purchaser Section

A signed purchaser section is essential as it confirms your identity and enables the recipient to verify the sender.

Using Online Resources

Online resources such as tutorials and online tools can help you fill out a money order more quickly and securely. Most reputable companies have detailed guides on how to fill out money orders on their websites. PocketGuardian and MyCheckFree are useful tools for online payment tracking.

Comparison Article

While money orders are a popular payment option, there are alternatives. Below are some benefits and drawbacks of using a money order, compared to other payment methods.


One of the most significant advantages of money orders is the security and traceability. Unlike cash, there is a record of the payment, and there is no need to disclose your bank information. Compared to online payments, money orders have less chance of unauthorized payments.


For some, money orders can be more convenient than opening a bank account or using online banking. Money orders are also cashable anywhere, unlike personal checks.


Filling out a money order can appear daunting, but with this guide, it’s simple. Always be attentive while filling out the form and double-check the information before submission. Keep the receipt and a copy of the completed form in a safe place. Lastly, be sure to use reputable companies and understand the advantages and limitations of this payment option.

Webben Editor

Hello! I'm Webben, your guide to intriguing insights about our diverse world. I strive to share knowledge, ignite curiosity, and promote understanding across various fields. Join me on this enlightening journey as we explore and grow together.

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