How to Get a Money Order: A Comprehensive Guide for Beginners


Money orders are a safe and convenient way to send money to someone else, especially if you don’t have a bank account or want to avoid using cash. They are widely accepted and can be purchased at various locations. If you’re new to money orders, this article will cover everything you need to know about getting money orders.

What You Need to Know Before Getting a Money Order

A money order is a type of payment method that’s similar to a check. Instead of drawing funds from your bank account, you pay upfront for the amount you want to send. The recipient can then cash the money order or deposit it into their bank account.

Money orders differ from other payment methods in that they are prepaid, meaning you need to have the full amount you want to send upfront. This makes them a good option for transactions where the buyer and seller don’t know each other well or for when a seller requires payment in advance.

Money orders typically cost a few dollars, depending on where you purchase them. The amount you can send with a money order may also be limited, usually ranging between $1,000 and $5,000.

The Step-by-Step Guide on How to Get a Money Order

Here’s a step-by-step guide on how to buy and fill out a money order:

Step 1: Determine the amount needed for the money order

You’ll need to know how much you want to send before you purchase the money order. Keep in mind that some locations may have limits on the maximum amount you can send.

Step 2: Find a location that sells money orders

Money orders can be purchased at various places, including post offices, banks, grocery stores, and check cashing stores. Some locations may have different fees and limits.

Step 3: Fill out the money order with the necessary information

You’ll need to fill out the recipient’s name, your name and address, and the amount you’re sending. Some money orders may also require you to fill out the purpose of the payment.

Step 4: Pay for the money order

You’ll need to pay for the money order, either with cash or a debit card. Some locations may accept credit cards as well. You’ll also need to pay a fee for the money order, which can range from a few cents up to several dollars depending on where you purchase it.

Step 5: Keep the receipt as proof of purchase

After you purchase the money order, you should keep the receipt in a safe place. It serves as proof of purchase and can be used to track the money order if it gets lost.

 Where to Get a Money Order: A Comprehensive List
Where to Get a Money Order: A Comprehensive List

Where to Get a Money Order: A Comprehensive List

Here are some common places where you can purchase money orders:

Post Office

The post office is a common place to buy money orders, and they usually charge a fee of around $1.25 to $1.70 per money order. You can also purchase international money orders at the post office.

Banks and Credit Unions

Many banks and credit unions sell money orders, although some may only sell them to their account holders. Fees vary by institution but are usually around $5 or less.

Grocery Stores

Some grocery stores offer money orders at their customer service desks. Fees may range between $0.50 to $1.25.

Check Cashing Stores

Check cashing stores may also sell money orders, but they tend to be the most expensive option, with fees ranging from $2 to $10 per money order.

Money Orders 101: The Basics of Purchasing and Using Them

There are several reasons why someone may choose to use a money order instead of other payment methods. For example, if you don’t have a bank account or credit card, or if you’re sending money to someone who doesn’t have a bank account. Money orders are also a secure way to send money, as they can’t bounce like checks and don’t contain your personal banking information.

To fill out a money order correctly, you’ll need to make sure you have the right amount. You’ll also need to write the recipient’s name and address correctly, as well as your name and address. Don’t forget to sign the money order as well.

If your money order gets lost or stolen, you can track it using the serial number on the receipt. Some locations may charge a fee for this service.

It’s important to be aware of potential scams when using money orders. For example, scammers may send you a fake money order or ask you to send a money order to a fake address. Always make sure you’re using a reputable location to purchase your money order and verify that the recipient is legitimate.

The Different Ways You Can Get a Money Order

There are several ways to purchase money orders, including in-person and online options.


Buying a money order in-person is the most common way to purchase them. You’ll need to go to a physical location and fill out the money order form and pay the fee.


Some websites offer the option to purchase money orders online. These money orders can be sent electronically to the recipient’s email address or physical address. However, there may be additional fees for this service, and you’ll need to ensure that the website is reputable before using it.

How to Get a Money Order Online: A Simple Guide

Here’s a simple guide to purchase a money order online:

Step 1: Find a reputable website that offers online money orders

Look for a website that is well-known and has good reviews. Make sure that the website is secure and that your personal information will be protected.

Step 2: Fill out the necessary information

You’ll need to enter the recipient’s information, the amount you want to send, and your payment information. Some websites may also require additional information, such as the purpose of the payment or your contact information.

Step 3: Pay for the money order

You’ll need to pay for the money order with a credit card or debit card. Some websites may also accept PayPal or other forms of payment.

Step 4: Send the money order

The website will generally send the money order to the recipient’s email address or physical address, depending on the option you choose.

Maximizing Your Money Order Experience: Tips and Tricks

Here are some tips for using money orders:

  • Use a reputable location to purchase your money order.
  • Avoid sending money orders to people you don’t know well.
  • Fill out the money order correctly and double-check your information.
  • Keep the receipt in a safe place in case you need to track the money order.
  • Compare fees at different locations and look for ways to save money.
  • Consider other uses for money orders, such as sending money to pay for rent or a security deposit.


Money orders are a reliable and convenient way to send and receive money. By following the steps and tips outlined in this article, you can feel confident in your ability to purchase and use money orders safely and effectively.

Webben Editor

Hello! I'm Webben, your guide to intriguing insights about our diverse world. I strive to share knowledge, ignite curiosity, and promote understanding across various fields. Join me on this enlightening journey as we explore and grow together.

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